A common question that we get in the agency is, “What is the difference between liability only and full coverage?” This is a difficult question to answer because the terms, “liability only” and “full coverage” are relative terms, meaning different things to different people. At Bragg Insurance Agency our job is to open up the discussion with the client about their coverage so that we can fulfil their expectations. Communication is the key.
Driver’s distracted by their smartphones are becoming more and more dangerous, causing more accidents and pushing auto-insurance rates higher. Several large carriers are reporting that accidents associated with smart phones are outpacing rate increases causing rates to climb even higher…Click Here for the full Article
A Significant Ice Storm will be pushing through the Midwest this weekend and depending upon how things set up Hamilton County could be at the center of this storm. Click on the link below to get the latest AccuWeather forecast on this approaching storm.
We all need a “do-over” every now & then
There are certain times in life when we can get a fresh start, a “do-over”, if you will. Graduations, starting college, and moving to a new town are all examples of events that can offer an individual a chance to put the past behind them and start off on the right foot.
January is a time of year when a person can start fresh, and make changes to improve their life. People do this all the time at the stroke of midnight on December 31st. Once again my New Year’s Resolution is to get into shape (I keep telling people that round is a shape).
What about you? What are your goals and/or resolutions? Let me make a recommendation, review your insurance coverages.
Insurance isn’t something that you should set it and forget it, but most people do. Your life changes and your insurance should change right along with you. Are you under-insured, over-insured, or paying too much? If you’re not sure, January would be a great time of year to call your agent to review your coverages. Make it an annual habit.
If you don’t have an agent or can’t reach your agent, Call Bragg Insurance at 317-758-5828 and we will be happy to review your coverages and offer recommendations.
We all need a “do-over” every now & then, this year resolve to review your insurance coverages!
Erie Insurance has introduced a new “Custom Selection” program that offers superior coverage for certain types of business classes. These programs offers expanded eligibility, broad coverage, pricing sophistication, and ease of doing business.
When considering coverage, pricing, ease of doing business, and service, Erie’s restaurant owner’s policy is the best that I’ve seen. Restaurants are broken down into 4 categories; Limited Cooking, Fine Dinning, Family Style, and Fast Food. The policy also includes (with some restrictions) liquor liability coverage.
Available with the policy is mechanical & electrical breakdown, Ammonia & Refrigerant Contamination; Income Protection; Data Breach Response; Refrigerated Products; Non-Owned & Hired Auto Liability, with several other options.
This policy is available to Restaurant Owners in all of Indiana, including Hamilton County, Westfield, Noblesville, Fishers, Carmel, Cicero, and Sheridan through Bragg Insurance Agency. You can reach Bragg at 317-758-5828.
No matter if you live in a small country home in Northern Hamilton County or in a Condominium in beautiful Carmel Indiana, Insurance just got a lot more fun! Now available on a first come first serve basis we have Blue Dog Flyers (Frisbees). If you live in Hamilton County, stop by our office in Sheridan and pick one up!
No matter if you’re a first time home buyer, or just switching insurance companies there’s a lot to consider with your homeowner’s insurance. Your home is probably the largest purchase that you will ever make, so understanding your insurance policy is very important.
Having the right insurance policy for you and your habits is also important. Regardless if you live in an upscale neighborhood of Carmel, Indiana or in a quiet countryside of Northern Hamilton County, your homeowner’s insurance policy should be custom fit to your unique lifestyle.
Because there is so much to consider, please take 5 minutes to watch the video “Homeowners Insurance FAQ’s”, it could help you to make some important decisions when it comes to protecting your home, it’s content, and the people who live three.
If you have any questions or if you would like a free homeowner’s insurance review please call Bragg Insurance at 317-758-5828.