Tag Archives: Westfield Indiana Insurance

The 10 Year Milestone

Dear Friends,

Tomorrow, January 1st, 2021 is the 10 year anniversary for Bragg Insurance Agency. 

When I started this journey 10 years ago I had no idea how much a local insurance agent touches so many lives.  Through selling and servicing insurance policies I have developed new friendships and got to know some old friends again.

Through our great insurance carriers we have impacted our community with over $5,000,000 in paid claims and contributions. This is a significant number but even more significant is the impact you have had on my life.

There are many people to thank for the past 10 years and I’m sure I will miss some people but I do want to mention some people that have had real impact.

  1. My wife Kelly Bragg – I’ve had some pretty crazy ideas over the years and without fail you have always supported me.  Thank you!
  2. Dick and Marie Mosbaugh – I will never forget Dick walking into my office in 2011 asking to switch his and Marie’s insurance over to Bragg.  It was the first confirmation that I may be able to survive in this business.  Thank you Dick and Marie, you made a difference in my life.
  3. The community of Sheridan Indiana – This little town of Sheridan Indiana means the world to me and your kindness and acceptance of me and my family means more than I can express.  It is your open armed acceptance of Bragg Insurance agency that has made the difference.  Thank You!
  4. Jenna Romens – Jenna was my first district sales manager and mentor from Erie Insurance.  She took the time to educate me on both the insurance business and on the ins and outs of Erie.  Thank you Jenna!  I haven’t forgotten your investment in me. 
  5. Tony DaBreo – Tony took a chance on me 10 years ago by granting me an Erie Insurance contract.  Thank you Tony, you changed my life.
  6. I also want to thank my children, Garen, Kelsey, Catey and Courtney.   We had some lien years there at first but I never heard a single complaint.  Thank you kids!
  7. Thank you to my parents Dennis and Carolyn and other family members that have supported Bragg Insurance Agency for these past 10 years.

But Most of all, I want to thank God for continuing to use my life.  He walks beside me each day and holds me up when I’m ready to fall. 

Now the questions is what’s next….I’m happy to report that we are currently planning to add more insurance related products sometime next year.  We are also doing some long term planning for 10 and even 20 years into the future. 

Thank you for your loyalty and friendship! Bragg Insurance Agency, your friends in the insurance business. 

Don’t Set It & Forget It

KneeI got good news today from my doctor, telling me that instead of the surgery I was dreading for my worn out knees, that I likely just need Physical Therapy (PT).  For many reasons this is welcomed news as well as an eye opener for me.

The reason for the PT is because years ago I had my knees operated on and then I just moved on with life.  I failed to do any PT after the surgery and the muscles in my legs never fully recovered.  I just moved on and forgot about it.

The bad news is that my knees are now weak and in bad need of PT, the good news is that I can now do something about it.  I met with a physical therapist and he has me on a plan to help me strengthen my knees that will help improve my life.

The attitude that I had about my knees reminds me of the attitudes some people have  toward their insurance plan.

Insurance AgentThey meet with an insurance person once, purchase a policy and then move on with life.  They “Set it and Forget it.”

Insurance is not a “Set it and Forget It”.  It is important that you review your coverages with your agent at least every 12 months.  Another important time to review your coverages is when you have a “Life Event”, such as a wedding, a new driver, or a new room addition to your house.

Don’t treat your insurance plan like I did my knees.  Take the time to review your coverages as often as necessary with your agent.  Life changes and your insurance needs will change with your life.

The Power of Life Insurance

September is Life Insurance Awareness Month.

There are very few things in this life that will have such a profound effect on the future of others then life insurance.  No other financial vehicle in the world has such power!

Here are my top five reasons why I believe that life insurance is the most powerful purchase that you will ever make.088

  1. The Power to Change Lives! What would your family be able to do with a tax free check of $1 Million?  Your family history could be changed forever by a wise investment into your future generations.  It’s a great idea to invest into your own retirement and future, but don’t forget that your descendants will eventually be standing on your shoulders as they try to provide for their families.
  2. The Power of a Lasting Legacy! Make a statement that will help your name to live on by donating the proceeds of a life insurance policy to the charity that you are passionate about.  Are you passionate about the future of your town, your church, your school, your organization?  Let the future generations know about your passion by using the proceeds of a life insurance policy to fund an endowment or scholarship.
  3. The Power of Education! Ensure that your children and grandchildren will be able to attend college even if you die.  College tuitions continue to rise while the importance of a post high school education grows even faster.  Your children and grandchildren will want to accomplish something great in this life!  Help them with their future (which is your future) by leaving money behind to help pay for their post high school education.
  4. The Power of Living Debt Free! Wow, what a gift that would be!  When you pass away, your family will be good-credit-vs-bad-creditdealing with the stress and heart ache of losing you.  Don’t leave them with the more burdensome task of figuring out how to pay your debts!  Have enough life insurance to pay off the mortgage and all of your other obligations.
  5. The Power to Replace your Income! What a blessing it would be for your family to be able to continue at their same lifestyle even without your income.  In my own family I have seen the devastation left behind by someone passing away without life insurance, as households were torn apart and financial futures wrecked.  While no person is ever replaceable, you can replace your income to help lessen the financial effect your death has on your family.