How much coverage is enough? Are you under-insured or are you over-insured? That’s a question that does not have a generic answer. There is not a one size fits all insurance plan.  Do you have an insurance plan?

This is what makes the relationship between an insurance agent and the insured so important. Your coverages should be custom fit to your specific risk factors and assets that need protected.  You and your agent should have a plan incase a catastrophe happens….and it could.

Because our society has become so litigious one policy that everyone should consider is an umbrella policy. If you own a home, have any money in the bank, a 401K or retirement account, own a business, or have wages that can be garnished an umbrella policy can usually provide adequate protection.

Click here to watch an informative video that explains that you don’t have to be a millionaire to be sued like a millionaire.